Reverse Mortgage Guide

Not the right loan for everyone, but a good option to be aware of. If you are age 55 or older, have 60% or more equity in your home, and need extra cash for bills, living expenses, education costs, or home upgrades, you can access your home’s equity without ever making a payment.

  • Stop paying your current mortgage
  • Any cash out is non-taxable (confirm this with your tax professional)

Pay off an existing mortgage, draw out extra cash in cash, a line of credit, or a monthly payment to you, and make $0 payments for as long as you live in your home!

Want to buy a home but only have about 60% of the purchase price? Buy the property with a reverse mortgage! Finance the rest with a HECM and make no payments ever!

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