Loan Programs | I Love My Lender

Find the right loan for your next move.

Explore purchase, refinance, investment and home equity options. Select a program below to learn more.

Home Financing

Purchase and refinance options

California home exterior

Conventional Loans

Flexible options for primary residences, second homes, and eligible investment properties.

Explore Conventional →

FHA Loans

Home financing with potentially more flexible down payment and credit requirements.

Ask About FHA →

VA Loans

Purchase and refinance options for eligible veterans, service members, and certain surviving spouses.

Ask About VA →

USDA Loans

Programs for eligible homes and borrowers in qualifying rural and suburban areas.

Ask About USDA →

Standard Purchase & Refinance

Financing to buy a home, improve your loan terms, or explore available equity options.

Explore Purchase Options →

Specialty Loans

Alternative income and project financing

Rental investment property

DSCR Loans

Qualification focuses on actual or projected rental income, often without personal tax returns.

Explore DSCR →

P&L / Balance Sheet Loans

Selected programs evaluate business financial statements to support repayment ability.

Discuss Business Income →

FHA 203(k) Loans

Combine an eligible home purchase or refinance with funds for qualifying repairs or renovations.

Explore FHA 203(k) →

Bridge Financing

Short-term financing options for eligible construction, transition, or investment projects.

Discuss Your Project →

Additional Financing

Commercial and specialized solutions

Commercial office buildings

Commercial Loans

Explore financing for properties with more than four units, offices, industrial buildings, and storage facilities.

Explore Commercial →

Hard Money Loans

Short- to medium-term financing focused on property equity; interest-only structures may be available.

Explore Hard Money →

Deeds of Trust

Home equity and second-lien options

Home equity property

HELOC

A home equity line of credit that may be available in first- or second-lien position, depending on the program.

Explore HELOC Options →

2nd Deed of Trust

Access eligible equity through a second mortgage without replacing your existing first mortgage.

Explore Second Mortgages →

Reverse Mortgage 2nds

For eligible borrowers, access equity without refinancing an existing first mortgage. No required monthly payments on the reverse second, subject to loan terms.

Explore Reverse 2nds →

Programs are subject to eligibility, underwriting and availability. Reverse mortgage borrowers remain responsible for taxes, insurance, maintenance and other loan obligations. Not a commitment to lend.

Not sure which program is right?

Tell us what you want to accomplish and we'll help you review your options.

Contact a Loan Advisor →