Loans for Places You Call Home

There are many choices. We need to find the best one for you. If you are a normal person interested in buying a home, a conventional loan would likely be best. Better rates and lower fees than a FHA loan, but if you are a little credit score challenged it might be the best option. Active or Retired Military? Definitely worth considering a VA loan; no down payment, no PMI, and no limit these days. A little further out and a USDA Loan will almost act like a VA with no down payment or PMI. Then again, if you are 55 or older, and have about 60% of the value to put down, you could buy a property with a Reverse Purchase Mortgage and never may a payment! Look through a few of the different loan types below to get a more in-depth view. Ask your agent about DPAPs (Down Payment Assistance Programs) as well.

The Standards
Reverse Mortgage

Specialty Loans
Bank Statement or P&L/Balance Sheet
Hard Money Loans – link
Interest Only – link

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