Loans for a variety of circumstances

A skilled Loan officer will assist you in finding the most favorable loan, based on current market conditions, and your short or long term goals. The list below will give you an idea of the scope of loans we provide, so we should be able to find one that fits your needs, at competitive pricing.

Loan Types:

  • Conventional – most common loan type for purchase and refinance
  • VA – if you serve, or have been of service, VA loans have excellent features
  • FHA – the Federal Housing Administration guarantees low FICO score loans
  • USDA – Rural financing at 100% with no PMI
  • DSCR – Debt Service Coverage Ratio – buy property on its income, not yours
  • 2nd Trust Deeds – stand alone, full doc, bank statement/P&L, reverse mortgage
  • 3%-2%-1% Purchase Loans – reduced payments the first 3 years
  • Bank Statement – P&L/Balance Sheet Financing – Bank Statement – P&L/Balance Sheet Financing
  • Reverse Mortgage (HECM – Home Equity Conversion Mortgage) – always own your home and utilize its equity
  • SBA PPP (paycheck protection program)
  • Fixed, Adjustable, Interest Only
  • High-Balance
  • Jumbo
  • Cash Out
  • FHA 203k -finance a property, and rehabilitation costs
  • Light Commercial
  • Depletion of Assets
  • Foreign Nationals

Contact Us:

Phone: (858) 342-2830
Fax: (866) 447-5455
Email: info@ilovemylender.com

I Love My Lender, LLC

A division of Direct Mortgage Investors, Inc. NMLS# 1559635
150 S. Pine Island Road | Suite 300 | Plantation | Florida | 33324