Happy New Year!
Life is short. Dream big…

Happy Holidays!
May the joy of the holiday season fill your heart and the hearts of those you love.

Where to From Here?
Jerome Powell, Federal Reserve chairman, plans to address the country tomorrow, two days before the Fed’s formal announcement of December’s…


October CPI comes in low – 7.75%
A combination of a cooler than expected inflation report and the mid-term elections drove the stock market higher on Thursday…


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Fed Up .75%
Today, 11/2/2022, the Federal Reserve announced a rate hike of .75%. From the tone of the media it seemed like…


14 Important Facts About Reverse Mortgages
Increasingly, more people are becoming aware of the reverse mortgage option for cashing in on their homes equity. Like anything…


Fed-Powell Q&A 9/8
The Federal Reserve had a Q&A session today, pre-market and into the open. Here are a list of the bullet…


Fed Meeting – Jackson Hole – 8/26
Chairman Jerome Powell of the Federal Reserve as part of a 2 day meeting in Jackson Hole, Wyoming, addressed the…


Inflation vs. The Fed’s Rate
Last few years above: June’s inflation – highest in 41 years! Next Inflation Update – 9/13/2022 Inflation has been above…


Federal Reserve – .75% rate hike
The Federal Reserve’s rebuttal to the 8.58% inflation rate, year over year for May was to raise their rate by…



.5% Fed hike – J. Powell’s Comments
Mr. Powell started with a new .5% rate hike, with multiple .5% rate hikes to come and that a future…




How Now J. Powell?
Never one to disappoint, the star of the Federal Reserve, Mr. Jerome Powell left his Darth Vader mask at home…






What the Fed said
About an hour before market close Jerome Powell addressed the nation with the Federal Reserve’s plan to increase rates. He…


Mortgage Rates Right Now
The Fed raising rates- how much and how many times, stopping bond purchases, selling assets, oh and yea a small…


Still Time to Refi – Know the Best Day
Yes rates are on the rise, but if you have been procrastinating about your refinance, or need cash out of…


Winning the Bidding War
I Love My Lender – Purchase Advantage ILML E Pre-QualHunting for a home right now? Looking to purchase something quickly…


January Inflation Report – 7.48%
Just when you thought all the hard work and planning that our Federal Reserve has done must be paying off,…



Stock Roller Coaster – Mortgage Rates Holding So Far
Well, the CPI came out today and the stock market did another tuck and roll. A few things moving up…


The Fed – Stock – and Mortgage Rates
Yesterday was yet another interesting day. Facebook, with bad earnings, no surprise, at a 26.39% drop end of day. Snap…






Chair Powell Speaks After Fed Decision
Jay Powell addressed the country at 11:30AM PST. Issues we were waiting for answers on were a definite on the…




Federal Reserve Statement Today
Stocks have been down for several weeks, most turning around this morning at the open. The 10-Year Treasury Note, general…


Rates Down Slightly Today – Will It Last?
The 10-Year Treasury dropped down to 1.717% at today’s open and stocks are mostly in the red. The banking industry…






Rates Are On The Rise
With inflation over 7% and the Federal Reserve stating that they are planning 4 rate hikes instead of 3 this…




The Party Is Coming To An End!
After a long weekend, relative rates seem to be making their move even further north. The Ten-Year Treasury Note peaked…


Commercial Lending
Our commercial loan programs provide options to finance or refinance commercial property. Programs are available for domestic and international investors.…


Mortgage Credit Certificate (MCC)
Residents of many US states can take advantage of our approval with GSFA to get a Mortgage Credit Certificate (MCC).…


FHA 203k Loan Program
Section 203(k) insurance enables homebuyers and homeowners to finance both the purchase (or refinancing) of a house and the cost…


VA IRRRL Refinances and VA Purchases
NEWS – loan limits removed – as of January 2020, the VA loan limit is no longer tied to the…


What Mortgage Is Right for Me?
Are you a first-time homebuyer? I’m sure you’ve got questions about your mortgage options. There are many programs out there,…


Easy and best way to do refinancing strategy
Long or Short Term Hold – Planning on holding the loan long term? There are a few things to consider. Considering…


What is a VA Loan?
The VA Loan began in 1944 through the original Servicemen’s Readjustment Act, also known as the GI Bill of Rights.…


What is HUD?
U. S. Department of Housing and Urban Development website provides extensive information about buying a home including affordability, borrower’s rights,…


Homebuyer Education
Freddie Mac is a publicly held corporation chartered by Congress to increase the supply of funds that mortgage lenders, such…